Certificates of Deposits (CDs)

With a TSB Certificate of Deposit you can earn a competitive fixed interest rate so your savings can grow free from market fluctuation.

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Features

  • $1,000 minimum deposit to open
  • Terms from 3 to 60 month.
  • Earns fixed interest rate
  • Interest is compounded daily and credited monthly and may be withdrawn before maturity.
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Certificates of Deposit

Effective Date: May 9, 2025

Deposit Product Annual Percentage Yield Simple Interest Rate Minimum Balance to Earn Posted Rate Minimum Balance to Open # of Days
Three Month Certificate 0.150% TEST $1,000.00 $1,000.00 365 How to Open
Six Month Certificate 0.200% 0.200% $30,000.00 $1,000.00 365 How to Open
Nine Month Certificate 0.200% 0.200% $1,000.00 $1,000.00 365 How to Open
One Year Certificate TEST 0.250% $1,000.00 $1,000.00 365 How to Open
Thirteen Month Certificate 0.250% 0.250% $1,000.00 $1,000.00 365 How to Open
Fifteen Month Certificate 0.250% 0.250% $1,000.00 $1,000.00 365 How to Open
Eighteen Month Certificate 0.300% 0.300% $1,000.00 $1,000.00 365 How to Open
Twenty One Month Bump Up Certificate 0.300% 0.300% $1,000.00 $1,000.00 365 How to Open
Two Year Certificate 0.350% 0.349% $1,000.00 $1,000.00 365 How to Open
Thirty Month (2-1/2 Year) Certificate 0.400% 0.399% $1,000.00 $1,000.00 365 How to Open
Three Year Certificate 0.400% 0.399% $1,000.00 $1,000.00 365 How to Open
Four Year Certificate 0.500% 0.499% $1,000.00 $1,000.00 365 How to Open
Five Year Certificate 0.550% 0.548% $1,000.00 $1,000.00 365 How to Open

Certificate of Deposits Details:

Early principal withdrawals prior to maturity will result in a penalty. CD one year or less 90 days interest CD greater than one year 180 days interest

Common Fee Schedule Consumer Terms & Conditions