Advantage NOW – Interest Checking without the Fees.
With Advantage NOW Checking, your checking account balance works for you by earning you interest and helping you avoid maintenance fees.
Keeping your minimum balance isn’t the only way to keep an Advantage NOW account maintenance fee-free.
As a community bank, we value our relationships with our customers. So if you have another banking relationship with Torrington Savings Bank (like a TSB loan) or if you use direct deposit into the account, that can waive the maintenance fee too.
Plus, you get the Advantage of easy 24/7 banking access through all of TSB’s online banking & mobile banking services.
All of that – and Torrington Savings Bank’s legendary community bank service, too.
There’s no better time to get your Advantage NOW!

Account Details
- Monthly Maintenance fee waived by meeting minimum balance or other bank relationship requirements
- Online Banking
- Mobile Banking App
- Customizable account alerts
- Mobile Check Deposit
- Chip enabled TSB Debit Mastercard®
- Overdraft Protection options available
- Direct Deposit
- Telephone Banking
- 50 starter checks with account opening
Advantage NOW Checking | |
---|---|
Minimum to Open | $100.00 |
Minimum Average Daily Balance | $250.00 |
APY | 0.050% |
Interest | 0.050% |
Description |
A checking account that earns interest without maintenance fees when you maintain minimum balances.
Why wait? Grab your TSB Advantage NOW. |
Account Features

Online Banking
An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances, monitor make transfers, and more.

Overdraft Protection
Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.

Online BillPay
Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.

Mobile Banking App
Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.

Electronic Statements
Better for your security and better for the environment, TSB offers eStatements to help make sure you have all your account information at your finger tips and easily accessible.

Chip-Enabled Debit Card
Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Chip-Enabled Debit MasterCard®

Mobile Deposit
You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.

Telephone Banking
Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581

Direct Deposit
There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.
Ways to Open
Explore Our Other Account Options
Advantage 50 Checking
Designed specifically for customers over the age of 50, Advantage 50 Checking offers you a totally free checking account – plus interest!
Hometown Checking
Get all our online and mobile banking services, with no minimum balance or monthly service fees. With a TSB Hometown Checking Account, it’s that simple.
My Generation Checking
Young adults who want a checking account that combines no monthly maintenance fees with convenient banking services – we’ve got you!
Advantage NOW Checking Details:
$100.00 minimum opening deposit required. $250 minimum average daily balance required to earn interest and avoid fees. If minimum balance requirement not met a $5 monthly service fee will apply. Monthly maintenance fee can also be avoided by meeting one of the following requirements: 1.) Have a direct deposit into the account or 2.) Have a loan relationship with TSB.Your interest rate and annual percentage yield may change. Interest will be compounded daily and credited monthly. Click for current rate information. Mobile Check Deposit available after account is open for 30 days. Review Common Fee Schedule and Consumer Terms & Conditions for complete product disclosures.
Common Fee Schedule Consumer Terms & Conditions