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  • Checking
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    Check Out TSB Checking

    Find Your Best Checking Account at Torrington Savings Bank!

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    • Compare Checking Accounts
      • My Generation Checking
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    TSB Investments logo Chris Profile photo

    Torrington Savings Bank Adds Investment Services and Appoints New Financial Advisor

    Photos of E.J. D'Ettore & Ryan Lynch

    TSB Grows Commercial Banking Team with Appointment of New Officers

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    Mobile Check Deposit

    Save time and a visit to the branch by using Mobile Deposit with our TSB Mobile Banking App. It makes depositing checks a snap!

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    TSB Investments logo Chris Profile photo

    Torrington Savings Bank Adds Investment Services and Appoints New Financial Advisor

    Photos of E.J. D'Ettore & Ryan Lynch

    TSB Grows Commercial Banking Team with Appointment of New Officers

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Checking Accounts

The Best Checking
for You

Looking for the best free checking account? Or maybe you want the best checking account with interest. How about the best free checking account for students or young adults just starting out? Or for older adults and seniors?

Whichever checking is best for you – Torrington Savings Bank has options for all life’s important stages.

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Compare Checking Accounts

Hometown CheckingMy Generation CheckingAdvantage NOW CheckingAdvantage 50 Checking
Minimum to Open $100.00$50.00$100.00$100.00
Minimum Average Daily Balance N/AN/A$250.00$5.00
APY N/AN/A0.050%0.050%
Interest N/AN/A0.050%0.050%
Description

A checking account that is basic but in a good way.

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fees
  • Includes all TSB online and mobile banking services.

It’s that simple.

A special checking account for 16-30 year olds, My Generation Checking has

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • Rebates of other banks’ ATM fees
  • All TSB online and mobile banking services

eStatements are required for this account.

A checking account that earns interest without maintenance fees when you maintain minimum balances.

  • Earns compound interest
  • Offers multiple ways to avoid maintenance fees
  • Includes all TSB online and mobile banking services

Why wait? Grab your TSB Advantage NOW.

With age comes Advantage!

If you’re aged 50 or older, Advantage 50 might be the best checking account for you:

  • No Monthly Maintenance Fee
  • Earns Compound Interest
  • Includes all TSB online and mobile banking services
  • Free standard checks

Hometown Checking Details

No Torrington Savings Bank charge for ATM withdrawals at another bank’s ATM. Non-TSB surcharges may apply. Please refer to the Common Fee Schedule and view our Consumer Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions

My Generation Checking Details

$50.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account. Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. Mobile Deposit available after account is open for 30 days. Account will be converted to Hometown Checking when primary account holder reaches age 30. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.

Common Fee Schedule Consumer Terms & Conditions

Advantage NOW Checking Details

$100.00 minimum opening deposit required. $250 minimum average daily balance required to earn interest and avoid fees. If minimum balance requirement not met a $5 monthly service fee will apply. Monthly maintenance fee can also be avoided by meeting one of the following requirements: 1.) Have a direct deposit into the account or 2.) Have a loan relationship with TSB.Your interest rate and annual percentage yield may change. Interest will be compounded daily and credited monthly. Click for current rate information. Mobile Check Deposit available after account is open for 30 days. Review Common Fee Schedule and Consumer Terms & Conditions for complete product disclosures.

Common Fee Schedule Consumer Terms & Conditions

Advantage 50 Checking Details

$100.00 minimum opening deposit required. Requires one account owner to be age 50 or over. Your interest rate and annual percentage yield may change. Interest will be compounded daily and credited monthly. You must maintain a minimum balance of $5.00 each day to obtain the disclosed annual percentage yield. Click here to view current rates. Mobile Deposit available after account is open for 30 days.

Common Fee Schedule Consumer Terms & Conditions
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TSB Checking Account Features

Enjoy the perks of big bank features with the great rates and personalized service you can expect from Torrington Savings Bank.

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Online Banking

An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances, monitor make transfers, and more.

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Overdraft Protection

Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.

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Online BillPay

Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.

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Mobile Banking App

Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.

estatements icon

Electronic Statements

Better for your security and better for the environment, TSB offers eStatements to help make sure you have all your account information at your finger tips and easily accessible.

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Chip-Enabled Debit Card

Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Chip-Enabled Debit MasterCard®

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Mobile Deposit

You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.

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Telephone Banking

Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581

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Direct Deposit

There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.

TSB DEBIT CARD

Master Your Card

Card Controls give you the power to make sure your TSB Debit MasterCard® is only used under the limits you set.

Learn More
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Mobile Banking

Mobile banking lets you easily bank through your mobile device. Check balances, deposit checks, make transfers and so much more.

Learn More
Mobile Check Deposit Icon

Mobile Check Deposit

Save time and a visit to the branch by using Mobile Deposit with our TSB Mobile Banking App. It makes depositing checks a snap!

Learn More
bill pay icon

Bill Pay

Convenient, easy, and licking envelopes not required! Paying bills has never been easier than with TSB Online Bill Pay.

Learn More

Ways to Open

In Branch:

Any type of Account, Any location, No Appointment Needed

Find Locations

Online:

Open an individual or joint personal checking or personal savings account online in about 10 minutes.

Open Now

What You Need:

We’ll need some information and identification to help you open your account, along with your initial deposit.

What You Need

Featured Products

Security Center

Security Tips to Help You Stay Safe

Check out the security tips in our security center for information about ways to improve your cyber security and stay safe while banking online.

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Personal Loan

TSB offers Life Loans!

Life happens! Whatever your life needs, a Life Loan is a great personal loan option to help you borrow money to pay for it.

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Savings

A Savings Account for Kids - With a Grown Up Rate!

Start teaching the value of saving early with our First Time Savers Club.

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    • Home Equity Comparison
      • Home Equity Loan
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      • Collateral Secured Loans
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  • Checking

    • Compare Checking Accounts
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    • Compare Savings Options
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Open Your Torrington Savings Bank Account Online

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We make it easy to open a new account securely online in minutes. Choose the account that works best for you.

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*Please note to open an account online you must be 18 years or older and a Connecticut resident.

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