No Monthly Service Fees, No Minimum Balance Requirements.
With a Hometown Checking account, you get a checking account that is basic, but in a good way.
You don’t have to worry about keeping a set minimum balance to avoid getting hit with monthly maintenance fees. But with a TSB Hometown Checking Account, it’s easy to stay on top of your balance levels, anyway. You can set account alerts to send you notifications about the important account information you want to know.
Whether you stay local or take your Hometown on the road, it’s easy to get access to your Torrington Savings Bank Hometown Checking using TSB online banking with bill pay and the TSB mobile banking app with mobile deposit.
Our chip enabled Debit Mastercard® lets you securely shop, access ATMs anywhere Mastercard® is accepted and set card use limits through card controls. So if you’re looking for a convenient community bank checking account with no monthly service fees, open a Hometown Checking account!

Account Details
- No monthly service fees
- No minimum balance
- No TSB fees on any ATM
- Online Banking
- Bill Pay
- eStatements
- Mobile Banking App
- Mobile Check Deposit
- Chip-Enabled TSB Debit Mastercard®
- Debit Card Controls
- Customizable account alerts
- 50 free starter checks
- Overdraft Protection available
Hometown Checking | |
---|---|
Minimum to Open | $100.00 |
Minimum Average Daily Balance | N/A |
APY | N/A |
Interest | N/A |
Description |
A checking account that is basic but in a good way.
It’s that simple. |
Account Features

Online Banking
An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances, monitor make transfers, and more.

Overdraft Protection
Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.

Online BillPay
Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.

Mobile Banking App
Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.

Electronic Statements
Better for your security and better for the environment, TSB offers eStatements to help make sure you have all your account information at your finger tips and easily accessible.

Chip-Enabled Debit Card
Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Chip-Enabled Debit MasterCard®

Mobile Deposit
You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.

Telephone Banking
Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581

Direct Deposit
There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.
Ways to Open
Explore Our Other Account Options
Advantage NOW Checking
A checking account that earns interest without maintenance fees when you maintain minimum balances.
Advantage 50 Checking
Designed specifically for customers over the age of 50, Advantage 50 Checking offers you a totally free checking account – plus interest!
My Generation Checking
Young adults who want a checking account that combines no monthly maintenance fees with convenient banking services – we’ve got you!
Hometown Checking Details:
No Torrington Savings Bank charge for ATM withdrawals at another bank’s ATM. Non-TSB surcharges may apply. Please refer to the Common Fee Schedule and view our Consumer Terms and Conditions for complete product disclosure.