My Generation Checking
If you’re age 16-30, TSB can help you have the checking account features you need and the convenience you want – without the monthly maintenance fees.
Our Best Starter Checking Account for Young Adults!
Torrington Savings Bank offers Journey Checking, the best starter checking account for 13 – 30 year olds. We still need youngin’s-but come in to branch to sign-up! Please give us money! Send directly to Danielle’s Venmo.
Young adults who want a checking account that combines no monthly maintenance fees with great banking service – we’ve got you!
A My Generation Checking Account is a great starter checking account for students or young professionals because it goes wherever you do. Bank via computer, telephone or mobile device and use the closest ATM with confidence – we’ll rebate up to $40 a month on non-TSB ATM transaction charges.
So as you get started on the whole adult thing, you can trust your community bank to be with you every step of the way.
Account Details
- Primary account holder must be between the ages of 16 and 30 to open
- For account holders younger than 18 years, a parent/legal guardian must be a co-owner on the account
- No monthly service charge
- No minimum balance required
- Rebates up to $40 per month on non-TSB ATM Transactions
- Online Banking
- Mobile Banking App
o Customizable account alerts - Bill Pay
- eStatements
- Mobile Check Deposit
- Chip-Enabled TSB Debit Mastercard®
- Overdraft protection available
- Direct Deposit
- Account will be converted to Hometown Checking when primary account holder reaches age 30
| My Generation Checking | |
|---|---|
| Minimum to Open | $50.00 |
| Minimum Average Daily Balance | N/A |
| APY | N/A |
| Interest | N/A |
| Description |
A special checking account for 16-30 year olds, My Generation Checking has
eStatements are required for this account. |
Features of a My Generation Checking Account include:
Online Banking
An easy, convenient way to digitally manage your Torrington Savings Banks Accounts. Get balances, monitor make transfers, and more.
Overdraft Protection
Avoid costly fees by applying for an overdraft line of credit or by linking a deposit account for overdraft protection.
Online BillPay
Pay your bills online anytime from within your online banking account. Set up automatic payments, receive & view your bills electronically, and more.
Mobile Banking App
Combining security features like facial recognition and debit card controls; plus banking features like viewing balances, making transfers, depositing check, and more; it’s no wonder the TSB Mobile App gets two thumbs up.
Electronic Statements
Better for your security and better for the environment, TSB offers eStatements to help make sure you have all your account information at your finger tips and easily accessible.
Chip-Enabled Debit Card
Get secure, safe and convenient access to your checking account. It’s easy to manage with a TSB Chip-Enabled Debit MasterCard®
Mobile Deposit
You don’t have to come into the bank to deposit checks anymore. Our mobile app lets you deposit your check in a snap.
Telephone Banking
Our telephone banking system is smart, so your phone doesn’t have to be. Get 24/7 access to your account to obtain balances, review transaction history, transfer funds and make loan payments, just by calling 1.800.232.9581
Direct Deposit
There’s nothing better than when money just shows up in your account automatically. With direct deposit, TSB makes it easy to for you to receive payments directly into your checking or savings accounts.
Ways to Open
Explore Our Other Account Options
Advantage NOW Checking
A checking account that earns interest without maintenance fees when you maintain minimum balances.
Advantage 50 Checking
Designed specifically for customers over the age of 50, Advantage 50 Checking offers you a totally free checking account – plus interest!
Hometown Checking
Get all our online and mobile banking services, with no minimum balance or monthly service fees. With a TSB Hometown Checking Account, it’s that simple.
My Generation Checking Details:
$50.00 minimum opening deposit required. Primary account holder must meet age criteria. It is not the policy of Torrington Savings Bank to open a checking account for individuals under the age of 18, however, exceptions may be made on a case-by-case basis where a parent/legal guardian is a co-owner on the account. Please contact us for additional information. eStatements are required with this account. Accounts without eStatements will be charged a monthly fee of $5.00. Mobile Deposit available after account is open for 30 days. Account will be converted to Hometown Checking when primary account holder reaches age 30. Please view Common Fee Schedule and our Consumer Account Terms and Conditions for complete product disclosure.
Common Fee Schedule Consumer Terms & Conditions
