Jumbo Mortgage
When you need a bigger loan to buy a bigger home, a TSB Jumbo Mortgage can help you make your move.
Jumbo Mortgages FROM Torrington Savings Bank
Jumbo mortgage is the industry term for home loan amounts ranging from $548,251 to $2,000,000.
If your new home requires a jumbo loan, Torrington Savings Bank offers jumbo mortgages that come with the same benefits of flexible terms, great rates, low fees & closing costs that all our home loans enjoy. But with a TSB jumbo mortgage, you just get that much more of a good thing.
How Can We Help?
15 Year Fixed Rate Jumbo Mortgage
Effective Date: May 9, 2025
| Rate | APR | Points | ||
|---|---|---|---|---|
| 3.250 | 3.262 | 0 | Get a Personalized Rate | Learn More |
30 Year Fixed Rate Jumbo Mortgage
Effective Date: May 9, 2025
| Rate | APR | Points | ||
|---|---|---|---|---|
| 3.500 | 3.522 | 0 | Get a Personalized Rate | Learn More |
Explore Our Other Options
Refi Boost
Torrington Savings Bank’s Refi Boost allows well-qualified borrowers to refinance and get competitive rates and No Private Mortgage Insurance.
Mortgage Refinancing
When it comes to a home loan, lower rates are not always better. Since you bought your home, your individual needs and circumstances might have changed, but are you a good candidate to refinance?
Construction Mortgage
A Torrington Savings Bank Construction Mortgage is a great option to finance home construction.
Buyer’s Boost
TSB Buyer’s Boost Mortgage Program allows well-qualified borrowers to get competitive rates while putting as little as 10% down.
Conventional Mortgages
Torrington Savings Bank conventional mortgages offer great rates with flexible term options, and low fees & closing costs.
First Time Homebuyers
TSB helps first time borrowers become new homeowners with a special program designed to make buying a first home more affordable.
Jumbo mortgage Details:
Minimum down payment of 3%-5% depending on Loan Amount; LTV exceeding 80.01% may require Mortgage Insurance. Maximum fixed rate jumbo mortgage with MI is $1,150,000.00. If less than 20% is put down, PMI may be required. Must be an owner-occupied, single family home. Rates reflect discount for Auto-Pay from a TSB account. Add 0.25% to rate without Auto-Pay. Application fee range of $728.59 to $755.87. Application fee includes the cost of appraisal and credit report. Consult a loan representative for more details.
