Personal Loans
Life Loan
Effective Date: May 9, 2025
| Term | Rates | APR | PMT Per $1,000.00 | ||
|---|---|---|---|---|---|
| Life Loan – 12 Months | 12 Months | 8.000% | 8.000% | $86.99 | How to Open |
| Life Loan – 24 Months | 24 Months | 8.000% | 8.000% | $45.23 | How to Open |
| Life Loan – 36 Months | 36 Months | 8.000% | 8.000% | $31.34 | How to Open |
| Life Loan – 48 Months | 48 Months | 8.000% | 8.000% | $24.41 | How to Open |
DETAILS: Valid for new money only. Life Loan rewrites at 12.00%/12.00% APR. Auto-Pay from a TSB account is required. Rates reflect discount for Auto-Pay. Without Auto-Pay, add .25% to rate.
OverDraft Protection
Effective Date: May 9, 2025
| Rates | APR | PMT Per $1,000.00 | ||
|---|---|---|---|---|
| Overdraft Line of Credit | 18.000% | 18.000% | Varies Based on Usage | How to Open |
DETAILS: Overdraft Line of Credit (ODLOC) APR Based on a $1,000.00 credit line. Maximum ODLOC is $2,000.00. Auto Pay from a TSB account is required and associated checking account.
